Author: Jordan Donald

Saving for your Retirement as an Irish Expat in China

Saving for retirement is key for all of us with life expectancy increasing, state pension provision shrinking and the responsibility for having enough to live out our golden years in comfort now being placed squarely on our own shoulders. The retirement savings options for Irish expatriates are naturally different than the options for Irish residents. […]

50 / 30 / 20 Budgeting Rule

Do you have trouble budgeting? Try the 50/30/20 rule! I know from speaking to my clients that budgeting is something that many people find extremely difficult. Like life, managing your finances is all about balance. After you’ve met all your bills, you have to decide how to use your disposable income. If you’re finding deciding […]

Cost of living

The cost of living in China can vary substantially among neighborhoods, cities, and regions. Beijing and Shanghai, for example, are much more expensive than secondary cities such as Chengdu or Kunming, which in turn are more expensive than smaller cities and countryside and your lifestyle (if you like drinking whiskey and cola in the elegant […]

Renting an apartment in China

In many countries, renting a flat or a house is the most expensive thing to pay for. People spend about 30% of their monthly income to provide comfortable living conditions. The same is true for China. However, leasing a flat isn’t the only expense. To understand whether it will be comfortable for you to live […]

UnionPay ATMs in Ireland

Updated (‪09/06/2020‬) Union Pay ATM list for Ireland List of UnionPay ATMs in Ireland NOTE : Only certain cards work on ATM’s overseas. Mainly the ones with a chip and begin with 62 will only work! ALSO NOTE : EURONET ATM’s charge €3.95 + minimum of 10% commission DUBLIN :1 – Tourist office across from […]

Irish University Fees for Expatriate Children

This is something that I get asked about all the time by concerned Irish parents so I thought it would be useful to put some relevant information down in a blog post. Most universities around the world charge more for international students (as opposed to domestic ones) and Ireland is no different but it can […]

Irish Expatriate Voluntary PRSI contributions

Ireland has bilateral social security arrangements with many countries, including European Union members, Canada, the USA, Australia and New Zealand, but, unfortunately for Irish nationals living and working in Shanghai, Beijing, or indeed any part of the country, China is not one of them. That means that any contributions and tax paid in China do […]

Banking in China

When it comes to banking in China, it can be a real challenge. Repatriation When repatriating money back to Ireland outside of China you have several options. 500 USD per day through your Chinese Bank. Repatriate more than 500 USD limit, by showing proof to your Chinese Bank that you have paid tax on the […]